Logo Franklin Prestige Division of Flanagan State Bank NMLS # 408461


Our Wyoming Mortgages...


Ask About $0 Down Options!

Conventional
USDA Rural Development
FHA
VA
Jumbo
Refinance
100% Financed
Refinance With Cash-Out

    OUR PROMISE TO WYOMING
    Your Best-Ever Mortgage Experience

    My Name is Gary Franklin, and I've been in the mortgage business, faithfully serving my customers, for almost 20 years.  

    I started in the mortgage business in WYOMING. I've made a reputation for myself for working all hours... because that is what my clients needed... 8 to 5 Just didn't cut it for their needs.

    I continue that philospohy today... "Our Hours Are Your Hours... Contact Us Anytime!"...  because that is still what is required to serve your needs.

    I've lived in Rock Springs, Jackson, Pinedale, and Green River... I absolutely love Wyoming and its people!
     

    Gary Franklin Regional Manager Franklin Prestige Mortgage

    Franklin Prestige likes the Equality State just a bit more than most!

    Our Hours Are Your Hours... Contact Us Anytime!!

    CLICK HERE TO LEARN MORE ABOUT
    YOUR OPTIONS IN WYOMING


    Absolutely No Strings Attached

    YOUR DEDICATED WYOMING LOAN OFFICERS
    All of our loan officers are highly trained to ruggedly serve YOU!!!

    We pride ourselves on customer satisfaction, and we'll be your guides throughout the process.


    MEG TORGERSEN

    NMLS#266708   Cell: 307-350-0868

    APPLY NOW WITH MEG

    SHANNON MARES

    NMLS#517135   Cell: 307-389-2402

    APPLY NOW WITH SHANNON

    SABRINA ADAMS

    NMLS#665256   Cell: 307-371-1927

    APPLY NOW WITH SABRINA

    GARY FRANKLIN

    NMLS#353378   Cell: 307-389-1169

    APPLY NOW WITH  GARY

    OUR SERVICES
    ​​​​​​We Offer You A Complete Mortgage Portfolio


    We'll Help You Choose The Right Loan for Your Goals and Needs

    Fixed Rate Mortgage Great Rates No Hassle

    Fixed Rate Mortgage


    With this type of loan, the Interest Rate and Monthly Principal Payments remain the same for the entire term of the loan. This type of loan can protect you against rising interest rates.



    FHA Mortgage Best Rates No Hassle

    FHA Mortgage


    This type of loan is Insured by the Federal Housing Administration.  An FHA loan can have less stringent credit requirements and qualifications than others.  This is the easiest loan to qualify for buying a home or refinancing.


    VA Mortgage Great Rates No Hassle 38 States

    VA Mortgage


    If you are a Veteran, a current member of the military, or a military spouse, you may qualify for a VA loan.  VA Loans offer flexible options as either fixed-rate or ARM mortgages.



    Refinance Cash Out Great Rates 38 States

    Cash-Out Refinance


    With this type of loan, you could pay off those higher-interest debts by refinancing to a lower rate. Even with less-than-perfect credit, we may be able to help you lower your monthly payment and pay off your higher-interest debt.

    Refinance Mortgage Lower Rates Reduce Term Loan Length

    Refinance


    By Refinancing your current Mortgage, you may lower your monthly payments or shorten your loan term, which can both add up to significant savings. Knowing your options is important, and we'll be able to help you sort through them all.

    Jumbo Loan Best Rates Best Service 38 States

    USDA Rural Development


    With a USDA Rural Development mortgage, you’ll get great rates and the ability to finance 100% of the property.  Why?  The USDA is committed to helping the economy and quality of life in rural America.  Let us help you determine if you qualify.


    WE ALSO SERVE PEOPLE IN 38 STATES

    We're Nearly Nationwide
    ​​​​​​​

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    OUR CUSTOMERS' OPINIONS
    MATTER MOST

    Our needs weren't just met but exceeded. We had no idea what to expect being our first re-fi, but you and Shannon made it both pleasant and easy. Thank you both for being so responsive, informative, and helpful.  

    - Austin and Kyle, Email Review

    Gary went above and beyond on this closing for me! He was absolutely amazing and easy to work with!


    - Rob M., Facebook Review

    I highly recommend Gary to anyone I know!  I am a first time homebuyer, and Gary made the process so easy!


    - Jenny M., Facebook Review

    FREQUENTLY ASKED QUESTIONS
    Does My Credit Score Affect My Ability To Buy?

    Yes!  Essentially, your Credit Score will affect your chances and types of traditional home loans that will be options for you. 

    If needed, we'll coach you on how to improve your scores so that you can purchase their dream home through us in the future.
    How Much Should I Plan On For A Down Payment?

    Most home buyers, especially first-timers, need to plan on between 5% and 20% for their down payment.  This will vary and depend on your loan provider's requirements and loan contract.  The type and length of the loan also affect this percentage.  In some cases, we can even offer 100% Financing with $0 Down.
    Happy Family Credit Score Fix Bad Credit

    ROCK SPRINGS, WY OFFICE

    Rock Springs, WY
    2632 Commercial Way, Rock Springs, WY 82901

    OFFICE HOURS

    Monday           8:00 AM - 5:00 PM
    Tuesday           8:00 AM - 5:00 PM
    Wednesday     8:00 AM - 5:00 PM
    Thursday         8:00 AM - 5:00 PM
    Friday               8:00 AM - 5:00 PM
    Saturday             By Appointment  
    Sunday                By Appointment

    ** OUR HOURS ARE YOUR HOURS... CONTACT US ANYTIME!

    Call Rock Springs

    Email Us